Credit in America
by Antonio Bard
Although credit is a fairly easy thing to get and is certainly very easy to use, it is not easy to understand. There are many confusing aspects to credit. Perhaps it is designed that way to keep consumers at bay with an awareness of what they are really paying for. At the same time, the design is also very well structured so that both the credit card company and consumer benefit.
Types of Credit Cards
by Beth May
In the United States of America, credit cards are very popular. Whether this is due to the fact that people use them properly or not is irrelevant. Credit is what founded the American economy and it seems that it is indeed here to stay. This might be due to the fact there are so many different types of credit cards.
Credit Card Debt? Make a New Plan.
by Beth May
I have a friend who wants to condense her charge card balances, also known as debt consolidation. In December of 2009, the bank declined her application for a home loan due to the fact that she had a lot of credit that was revolving.
Cash Only, Please
by Antonio Bard
This month, my friend Sheena had to close out her credit card account. While monitoring her monthly statement, she realized someone else had been making charges using her card. Being it was the only credit card she had at the time, and not having a check book, Sheena was left with no payment option except for cash.
Why Consolidate Your Credit Cards?
by Beth May
Consolidating your credit cards does much more than pool your money into a single, convenient account. It also provides more personal financial freedom and opportunity to save, which gives you the option of whether or not you want to pay down your balance sooner. Consolidation could get you away from debt altogether in due time.
Effective Credit Card Use
by CreditCardsLab
While credit cards are an easy way to purchase big ticket items, you can also use them to save money on every day things. Learning a few simple tricks can indeed save you hundreds of dollars a year just for using your credit card to buy things you were planning to buy anyway.
Discover More Card: Get More for Less
by Jon Dell
If the only thing that you want from your credit card is the ultimate in cash back options, then the Discover More Card might be the one for you. It provides various percentage rebates on everything you can conceivably purchase with a credit card, and of course, the excellent service and unique features that you can only find with Discover.
