Blog Category - 'Financial Planning'

American Express is Looking to Serve

by Antonio Bard

American Express just announced its new Serve credit card. Read more about how it plans to compete with heavyweight PayPal.

Death and Credit Card Debt

by Antonio Bard

What happens to credit card debt upon death? Does the surviving spouse pay it? Here, we take a look at the dynamics behind death and debt.

Credit Card Usage Fears?

by Antonio Bard

The recession’s over, right? Then why are there fears we’re falling into old spending patterns? It’s the new and unexpected dynamics many consumers aren’t considering.

35% of FICO Score Makes Your Payment History

by Beth May

There are five total components which will be used to calculate the viability of being approved for a line of credit. These five are: outstanding balances, the length of your history of credit, etc…

10 Advantages Of Using A Credit Card

by Beth May

Any method of payment and regular outgoings are best managed by using credit cards. Some offer low rates to make the corresponding banks more appealing to customers, while some offer bonuses and incentives to lure their customers to their plan.

New Financial Reform – Less Choice For Customers

by Antonio Bard

Customers will and are feeling the tightening of bank lending, and credit availability. The US Government will need to make cuts in order to increase customer spending, as printing money cannot solve debt crises. Customer spending needs to increase to stimulate private sector retail again.

Granite Secured MasterCard Review

by CreditCardsLab

If you apply for the Granite secured MasterCard then you will really be able to keep your credit future stable. The card has a major advantage in that you can get a credit report on your card per month.

Hidden Costs of Credit Cards

by Jon Dell

When you first hear about the concept of a credit card, the thought can be very attractive to people who aren’t educated about credit cards. Upon initial thought, it may seem like a way to get the things you want without necessarily having to have the capital to pay for them.