Blog Category - 'Financial Planning'

8 Top Reasons You Overspend

by Beth May

Credit cards are gaining popularity very fast. Each girl wants to possess at least one. Diamonds are not girl’s best friend anymore; it is the tiny credit card in her purse. However, with the girl’s desire to spend money, sometimes they overspend and sometimes they exceed the limit of the credit card.

Getting The Most From Your Credit Card

by Antonio Bard

Credit cards make life easy and convenient for one and all. They particularly relieve you from the headache of carrying hard cash for purchasing and make shopping online an easy and convenient task. However, apart from making shopping convenient, credit cards also offer a number of other benefits, that most of us fail to utilize. The tips given here will help you get the most out of your credit cards.

Top 10 Benefits to Having a Prepaid Card

by Jon Dell

Financial institutions can barrage you with information and offers for prepaid cards and credit cards and sometimes it becomes overwhelming. Many people don’t even know what the difference between the two cards is…

Top 5 Uses of Shopping Cards

by Beth May

During a recession, most consumers are more interested in bargains, and shopping cards are one way savvy shoppers can earn discounts and be rewarded for their loyalty. Shopping cards are simply a way of banks and merchandisers to form productive partnerships.

Complaints Involving Credit Cards

by Jon Dell

Over the course in any given fiscal year, there are hundreds of thousands of complaints involving credit cards that are filed. Whether you are dealing with a national bank or a small independent store, there are a host of issues that you could face. Of course, the process of resolving these issues could be a headache in and of itself.

New Credit Report Requirements

by Antonio Bard

The Fair and Accurate Credit Transactions Act of 2003 helped improve domestic credit in America. The new FTC Credit Card Act of 2009 aims to establish new credit report requirements that should help people keep better track of their credit score. The goal is to improve the financial health of the entire country.

3 Credit Cards to Rebuild Credit

by Jon Dell

In light of the economic crisis and the housing failure, bankruptcies and credit settlements are at an all-time high. Whether or not you have made all of the right decisions, this could still affect you, and you might find yourself in need of credit cards to rebuild credit before too long.

Credit Card Numbers to Plan Your Financial Future

by CreditCardsLab

In the face of what is turning out to be the biggest global recession in history, people are scrambling to find a way out. Mortgages are upside down, bankruptcies are at an all-time high, and credit card use is up. Perhaps credit card numbers have increased as people look to them for extra support.