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C.A.R.D. Act May Save Teens’ Credit Scores

by Beth May

The following passage is meant to help consumers learn about prepaid credit cards. It contains information about the new CARD Act that came into play in 2009 and is now in full force in 2010. Readers will be able to see how the CARD Act will change the way people under 21 build and maintain new credit, as well as how it decreases the ways of doing so.

Credit Card Numbers to Plan Your Financial Future

by CreditCardsLab

In the face of what is turning out to be the biggest global recession in history, people are scrambling to find a way out. Mortgages are upside down, bankruptcies are at an all-time high, and credit card use is up. Perhaps credit card numbers have increased as people look to them for extra support.

Credit in America

by Antonio Bard

Although credit is a fairly easy thing to get and is certainly very easy to use, it is not easy to understand. There are many confusing aspects to credit. Perhaps it is designed that way to keep consumers at bay with an awareness of what they are really paying for. At the same time, the design is also very well structured so that both the credit card company and consumer benefit.

Types of Credit Cards

by Beth May

In the United States of America, credit cards are very popular. Whether this is due to the fact that people use them properly or not is irrelevant. Credit is what founded the American economy and it seems that it is indeed here to stay. This might be due to the fact there are so many different types of credit cards.

Life Lock vs. Other ID Protection Services

by Jon Dell

LifeLock is a popular online company that specializes in preventing identity fraud. With there being a number of companies in the market offering similar services, we take a closer look at what makes LifeLock different from other competitors in the market.

Credit Card Debt? Make a New Plan.

by Beth May

I have a friend who wants to condense her charge card balances, also known as debt consolidation. In December of 2009, the bank declined her application for a home loan due to the fact that she had a lot of credit that was revolving.

Cash Only, Please

by Antonio Bard

This month, my friend Sheena had to close out her credit card account. While monitoring her monthly statement, she realized someone else had been making charges using her card. Being it was the only credit card she had at the time, and not having a check book, Sheena was left with no payment option except for cash.

Why Consolidate Your Credit Cards?

by Beth May

Consolidating your credit cards does much more than pool your money into a single, convenient account. It also provides more personal financial freedom and opportunity to save, which gives you the option of whether or not you want to pay down your balance sooner. Consolidation could get you away from debt altogether in due time.