Don’t Need a Credit Rating? Sure You Do
March 8, 2012, by Beth May
Think you have no need for a credit rating? Think again – your credit scores do far more than tell a creditor how responsible you are.
35% of FICO Score Makes Your Payment History
February 9, 2011, by Beth May
There are five total components which will be used to calculate the viability of being approved for a line of credit. These five are: outstanding balances, the length of your history of credit, etc…