Author: Antonio Bard

Getting The Most From Your Credit Card

by Antonio Bard

Credit cards make life easy and convenient for one and all. They particularly relieve you from the headache of carrying hard cash for purchasing and make shopping online an easy and convenient task. However, apart from making shopping convenient, credit cards also offer a number of other benefits, that most of us fail to utilize. The tips given here will help you get the most out of your credit cards.

New Credit Report Requirements

by Antonio Bard

The Fair and Accurate Credit Transactions Act of 2003 helped improve domestic credit in America. The new FTC Credit Card Act of 2009 aims to establish new credit report requirements that should help people keep better track of their credit score. The goal is to improve the financial health of the entire country.

Credit in America

by Antonio Bard

Although credit is a fairly easy thing to get and is certainly very easy to use, it is not easy to understand. There are many confusing aspects to credit. Perhaps it is designed that way to keep consumers at bay with an awareness of what they are really paying for. At the same time, the design is also very well structured so that both the credit card company and consumer benefit.

Cash Only, Please

by Antonio Bard

This month, my friend Sheena had to close out her credit card account. While monitoring her monthly statement, she realized someone else had been making charges using her card. Being it was the only credit card she had at the time, and not having a check book, Sheena was left with no payment option except for cash.