Blog Category - 'Credit Score'

Top 5 Uses of Shopping Cards

by Beth May

During a recession, most consumers are more interested in bargains, and shopping cards are one way savvy shoppers can earn discounts and be rewarded for their loyalty. Shopping cards are simply a way of banks and merchandisers to form productive partnerships.

C.A.R.D. Act May Save Teens’ Credit Scores

by Beth May

The following passage is meant to help consumers learn about prepaid credit cards. It contains information about the new CARD Act that came into play in 2009 and is now in full force in 2010. Readers will be able to see how the CARD Act will change the way people under 21 build and maintain new credit, as well as how it decreases the ways of doing so.

Credit Card Debt? Make a New Plan.

by Beth May

I have a friend who wants to condense her charge card balances, also known as debt consolidation. In December of 2009, the bank declined her application for a home loan due to the fact that she had a lot of credit that was revolving.

Improve Credit With Balance Transfers

by Beth May

Whether you have credit issues or simply want to improve your standing, transferring your balances can help you. There are many offers that can often get you a better rate. You might also be able to reduce your monthly payments just from a simple consolidation.

5 Ways to Improve Your Credit Score

by Beth May

With the changes that credit card companies faced from the onset of new rules recently, people who use credit cards to make purchases must adjust the way they work to improve their credit score as well.