Blog Category - 'Financial Planning'

Parting Ways? Split the Credit Card Debt

by Antonio Bard

Sometimes, holy matrimony can feel more like a holy terror. In our modern society, our marriages are just as apt to fall apart as they are to stay intact. Unfortunately, divorcing your joint debt might be harder than divorcing your spouse.

Credit Cards: Singular or Plural?

by Beth May

With so many credit card offers, it’s difficult to decide which ones and how many to carry. A reality check and a bit of research ensures you’re making the best financial decisions when it comes to your credit.

Rebuilding Credit with Secured Credit Cards

by Evita Page

It can be difficult to rebuild your credit, especially after you’ve worked years to keep a strong and impressive credit history intact. If you do run into trouble, a secured credit card might be the best route as you pick up the pieces.

Credit Card Money Wastes: Fees, Late Charges, Penalties

by Jon Dell

For many, the tough economic times seem to only be getting worse – but there are ways to turn the train around, so to speak, that will keep more money in your bank account and less money going for credit card payments, fees & late charges each month.

CFPB: New Consumer Ally

by Jon Dell

The CFPB has burst onto the financial scene with a focus on protecting consumers from overwhelming new credit card laws from 2009 Credit Card Act and Dodd-Frank Act, as well as unfair lending practices.

Denied a Credit Card? Expect an Explanation

by Antonio Bard

Been denied a credit card? New laws go into effect in July that include your right to credit scores without even requesting them. Learn how these laws affect you.

Will Cash Crash?

by Evita Page

The U.S. Treasury is printing less money these days. Here are a few ideas on why carrying a prepaid debit card is a great alternative to cold, hard cash.

Winds of Change in the Financial Sector

by Antonio Bard

New credit card laws kick in July first. Are you ready?