With everyone’s eye on keeping their expenses down, a no annual fee credit card offer is one way to keep your credit card costs low. Fortunately, there are many credit card offers available that are now foregoing the annual fees in an effort to draw new customers. Here are a few of the better offers out there:
Chase Slate with Blueprint
The Chase Blueprint has many benefits that sweeten the deal even more, including a 15 month 0% intro APR for purchases. Depending on your credit history, after the intro rate expires, your APR can go as low as 11.24%. This is an easy to understand card with all the benefits you’re looking for minus any of the bells and whistles some folks simply don’t use. You’ll enjoy zero fraud liability and several money management tools are included, too. Issued by JPMorgan Chase, this is a no annual fee credit card that more than serves its purpose.
Chase Freedom MasterCard
Another Chase gem, this MasterCard offers a $100 cash back bonus after you spend $500 the first three months. Not only that, but you’ll also enjoy a 0% intro APR for twelve months on any balance transfers and six months for all your purchases. It’s another low interest credit card (after the intro expires) and you’ll also earn cash back – up to 10% when shop through the Chase online network. Also, your cash back rewards never expire, which makes this a well rounded Chase offer.
Discover More
This credit card seems to hit most of the “best” lists and for good reason; in fact, it’s been ranked #1 in customer loyalty by Brand Keys Customer Loyalty Engagement Index report for fifteen years in a row. Card holders enjoy a 0% APR intro rate for fifteen months for both purchases and balance transfers. Plus, there’s up to 20% cashback bonus savings when you shop online through the Discover network. You’re also guaranteed access to a U.S. based account manager within sixty seconds of you calling and this guarantee is twenty four hours a day, seven days a week. The award winning Discover fraud liability protection keeps your financial history safe and you can request additional cards at no cost. There are many perks and if your credit scores qualify, it’s an ideal solution for those looking to save money on their annual fees.
SimplyCash Business American Express
Business owners, especially small business owners, are always looking for affordable ways to run their businesses. The SimplyCash American Express business card is a great way to do that. With a 0% intro APR for up to twelve months on purchases, along with the absence of an annual fee, you can easily rein in spending while improving the bottom line. A few of the additional benefits include 5% cash back on office supplies and wireless phone charges, 3% cash back on fuel for your vehicles and 1% cash back on nearly every other purchase made with this AMEX.
No time limits to worry about, either. Your cash back is automatically credit each and every month, this means they never expire. Plus, if you use participating partners like FedEx or OfficeMax, you’ll enjoy even more savings through the OPEN network. No annual fee, of course, and as a small business owner, you’re sure to appreciate the travel accident insurance, purchase protection and online account access. Running your business just got a lot easier.
Sony Capital One
Don’t underestimate the Capital One name; its teamed with Sony for an impressive offer. First, there’s no annual fee, and you’ll also enjoy 0% APR on all purchases made from now until July 2012. You’ll earn 5,000 bonus points, which is enough for a Sony gift card of $50 (ideal as a gift for an assistant or neighborhood kid who mows your lawn) and you’ll earn bonus points (that never expire) in a variety of ways. If you’re a Sony fan, this might be the right choice for you.
These are just a few of the many no annual fee credit card offers available. With the holidays quickly approaching, more Americans are beginning to take a long look at their finances before family begins to arrive and before tax season hits in a few months. We always encourage readers to carefully review terms and conditions to ensure they’re confident with any offer.
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